I can make very good money driving for Uber up to 25 hours per week in my city. This is after maintenance, gas, and depreciation costs. Lots of breweries here and people who like to have a good time and tip well.

Rideshare insurance is an extra $10/month. Basically nothing.

I have to pay for my own healthcare when I have a regular job too. Buying on the exchange is pretty much the same thing with more choice.