Where are you seeing "a lot of inflation"?

The inflation rate in the US has been pretty low for the past decade or so, relative to history.

Source: https://www.thebalance.com/u-s-inflation-rate-history-by-yea...

Healthcare, education, real estate in desirable areas, and taxes. I can also see that I spend more on hotel room nights, restaurant meals, groceries, supplies for my businesses. I don’t know where the inflation stats are coming from, but I’m certainly spending more every year for the same quantity.

I wonder how much the averages bring that down. Healthcare is up across the board, but real estate may not be up much if at all in non-growing areas. Wages just aren't growing I think.

A large fraction of the population lives in growing areas, so the rising cost of real estate in growing areas is an extremely important factor, and on average it's been rising faster than wages for decades.

Wage growth over the last 15 years has been consumed by healthcare premiums (without a corresponding increase in care quality).

We haven’t been getting raises because the healthcare sector has been absorbing them.

Yeah, it feels like all COL is proportional to local employment availability so cost of living is substantially higher for a working adult.

Wages actually have been growing especially recently

Health costs have increased a lot since the "Affordable" Care Act came into action... that must count for something.

Costs were rising dramatically before the act. The act passed, and they continued to rise, albeit a tiny bit slower.

before the act, I could get insurance that would cover only catastrophic events.... it was MUCH cheaper.