Wow. I work in a 30-40 person office. My plan, which is the nicest available to us, is ~$300/month. Deductible is $1.5k single and $3k family, and I don't have any nice wellness perks like you described. Overall, I hate this plan. It will be handy if I ever get hit by a car and need lots of pricey surgery, but otherwise not so much. The price will be going up about 15% next year.