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Such standards exist. For example, consider the laws around "structuring" financial transactions to avoid reporting requirements. You can get as creative as you want, it's all illegal, the crime is attempting to avoid the regulation and if you try it they will absolutely fuck your shit up. It is one of the most stringently enforced financial crimes and if you try it the feds will come down on you like a ton of bricks. Never, never attempt to structure financial transactions.

One of the problems with legal discussions on this site is that we tend to apply programmer logic to legal problems like this and come up with loopholes. But ultimately the law is interpreted by humans. Judges deal with criminals who think they've found a clever loophole all day, every day.




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