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> The systems guy in me has experience that all exponential trends are s-curves

A friend of mine visited a financial planner inquiring about saving for his children's university education.

The planner took the last the last 20 years of education inflation and extrapolated it out 15 years, and recommended my friend put away 2.5k per month today per child today to cover it.

My friend didn't hire the planner, on the reason that we will probably be post-revolution (which would cause this curve to become an S) before we get to the point where you need to save 30k per kid per year over 15 years to pay for university.



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