I worked at a large web incubator, we build web sites and applications and helped out clients find funding and tried to support them in other ways. Round after round of layoffs. People were on edge. We had offices around the globe, maybe a dozen or more. The final straw was 9/11, as our largest client was revamping their national hotel chain website. Their occupancy went down to 4% and the whole multi-months-long web site development project was mothballed. I was one of the chosen few to stick around and work in the last office of the company that ended up splitting off into its own company.