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> Frankly I think any system that encourages people to create homes for others to rent as doing a public good.

I don't see the tax breaks as a good thing as it skews market forces and inflate property prices. They also throw up a moral dilemma: Why should property investors get tax breaks (offset interest payments against personal tax) and not home owners.

What you start to see some single young professionals in Australia doing is buying an investment property to lease out and then renting another property to live in themselves. This is to take advantage of the government-funded tax breaks. So the flow of money goes a little something like: government tax revenue -> property prices. I can't see this helping the public good at all.



Moral Dilemma? It seems a logical way of treating it.

The additional income is treated as taxable income. The additional expense (aka Interest) is treated as a deductible expense.


1. It's deducted against personal income. 2. Nobody is allowed to do it on their own home


So is a company car if you're a sole trader... But I can't write off my normal car.

It's relatively consistent.




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