> How to solve the housing crisis: get the government out.
It’s not just government; private contracts often prohibit homeowners from serving more residents. In Zoning Rules! (https://www.amazon.com/Zoning-Rules-Economics-Land-Regulatio...), William Fischel describes how zoning can substitute for private CC&Rs, which are worse than zoning in that amendments often require supermajority of all property owners in the neighborhood instead of simple majority. Property rights that are too strong can be just as big of a problem as government regulations that are too restrictive.
It’s not just government; private contracts often prohibit homeowners from serving more residents. In Zoning Rules! (https://www.amazon.com/Zoning-Rules-Economics-Land-Regulatio...), William Fischel describes how zoning can substitute for private CC&Rs, which are worse than zoning in that amendments often require supermajority of all property owners in the neighborhood instead of simple majority. Property rights that are too strong can be just as big of a problem as government regulations that are too restrictive.