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Because I want to switch jobs without switching doctors loads of paper work, and health is the sort of fickle thing where if I get really sick they will always be able to price-gouge me so I rather remove the profit motive.


I've had several jobs, several insurance plans and a couple on the individual market.

Never had to switch doctors and the paperwork amounted to the receptionist asking if my insurance was current and handing them my card.




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