In the US, the MSRP for new VW Golf is around $22k, so you can probably get one for $20k or less if you shop around the dealerships. On top of that $20k, you'll pay sales tax, which is 10% in most expensive places, and usually something like 6-8%.

When comparing BMW prices, don't look at some weird cars that nobody buys like i8, look at popular BMWs. For example, 2020 BMW X5 here costs something around $70k, depending on the features.