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I'm not in the US, and would not dream of going there without health insurance.


Happens even with insurance.


The max out of pocket is about $8k under the ACA. That is a lot of money for a lot of people, but it isn't nearly $100k


There are a bunch of costs that could increase this number: having to deal with networks, having an emergency and having the max amount for a procedure exceeded, and, in some cases, your deductible.


Your deductible counts towards the out of pocket max




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