I agree with you that most people can, and should, make some cuts, however, some of your listed cuts aren't feasible in the short term.
Rent: From my experience (n=1) most lease agreements force the remainder of the terms rent due within 30 days of early cancellations, making it infeasible to drastically reduce in the short term.
Health Insurance - If you are getting it through your employer most follow open enrollment periods and cannot be reduced/eliminated in the short term
Groceries: Fairly accurate for a single person, but in the context of the nCov situation many of the more affordable options are out of stock leaving more expensive alternatives.
Cell: Simple expense to cut in the short term, I would add non-essential subscriptions (streaming, etc.)
In order to live a fiscally responsible life, you cannot have such high expenses you are forced to live paycheck to paycheck. Hopefully this will be a catalyst for people to live within their means, but I don't think it is reasonable to expect extremely drastic cuts in the short-term (though I am not saying it was a prudent idea to put oneself in this financial position in the first place).
Rent: From my experience (n=1) most lease agreements force the remainder of the terms rent due within 30 days of early cancellations, making it infeasible to drastically reduce in the short term.
Health Insurance - If you are getting it through your employer most follow open enrollment periods and cannot be reduced/eliminated in the short term
Groceries: Fairly accurate for a single person, but in the context of the nCov situation many of the more affordable options are out of stock leaving more expensive alternatives.
Cell: Simple expense to cut in the short term, I would add non-essential subscriptions (streaming, etc.)
In order to live a fiscally responsible life, you cannot have such high expenses you are forced to live paycheck to paycheck. Hopefully this will be a catalyst for people to live within their means, but I don't think it is reasonable to expect extremely drastic cuts in the short-term (though I am not saying it was a prudent idea to put oneself in this financial position in the first place).