What we did was buy progressively cheaper and smaller homes, as opposed to the general trend of buying up. That, combined with a couple of modest (no more than $20k profit) real estate sales of raw land we purchased, we were able to pay everything off a couple of years ago.
I decided a long time ago that working outside the home, and working full-time at all, was detrimental to our quality of life. As such, being financially "secure" meant not owing anything to anybody and having minimal living expenses. It took almost 15 years, but we eventually achieved our very humble goal.
What we did was buy progressively cheaper and smaller homes, as opposed to the general trend of buying up. That, combined with a couple of modest (no more than $20k profit) real estate sales of raw land we purchased, we were able to pay everything off a couple of years ago.
I decided a long time ago that working outside the home, and working full-time at all, was detrimental to our quality of life. As such, being financially "secure" meant not owing anything to anybody and having minimal living expenses. It took almost 15 years, but we eventually achieved our very humble goal.