For people in typical earnings ranges, the majority of your income is spent on location-dependent costs: taxes, rent, insurance, food, entertainment, etc, not on discretionary spending like BMWs* or iPhones.
*) Also, BMW's only cost you the same everywhere if you pay sticker for a new car. Used cars have significantly different prices in different zip codes.
*) Also, BMW's only cost you the same everywhere if you pay sticker for a new car. Used cars have significantly different prices in different zip codes.