For capitalism and free markets to truly work, we need to move the needle more towards perfect information symmetry. People may be mature enough to make that decision, but are they provided the proper information to actually make the decision? Is the gravity of the decision and the implications clearly illustrated to the consumer? There needs to be something more than mindlessly checking a TOS checkbox, a TOS which is likely to be casually updated periodically with nothing more than a simple easily overlooked email saying "something" has changed.

A lot of people seem to think caveat emptor is good for society, but clearly it is consumer hostile.