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>Isn't Apple ecosystem basically US/European WeChat?

If you could only perform all your life necessities by using a single app from Apple, like taxis/medical records/paying for things/transit access/government stuff/etc., then sure. But for now, there isn't anything like this. In fact, it would not come to fruition at any point in this current timeline imo, given that for each one of those things, Apple has competitors who have offerings just as good or better for each of those categories.

Also, I heavily doubt that US would ever subject itself to every single aspect of people's lives having to go through a single private entity with no alternatives available.

I think another part of the reason it happened in China (aside from obvious ones that people already mentioned, like WeChat being de-facto pretty much an extension of CCP) is the fact that before WeChat there was nothing. So WeChat came to an empty field and filled all that vacuum. In 2020, there is no such vacuum in the US/Europe. For each of the tasks one would use their smartphone for, there are multiple competent competing entries.



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