I live in Germany and I never had anyone telling me that a PDF signed digitally wasn’t enough, especially if they expect you to e-mail it back to them.
Is this a US problem?
Just had it in Germany with an application to a bank (DKB). Digitally signed one was rejected. I need to print on paper, sign and then scan. Signing the PDF in an iPad app was not OK.
Oh, interesting, then I guess I was just lucky.
DKB is indeed well known for being quite old-school.
I'll add that in my case the need for a printed and hand-signed copy was always connected to shipping the document or faxing it. Never through email.
I live in Italy and ING Direct did this to me. The same happened in Belgium with KBC, so I think some banks might still be doing this here, unfortunately!