Right - we saw a lot of businesses lose 80+% of their customers before any shelter in place orders were mandated. In low margin places like bars and restaurants, it's highly unlikely many can survive with even 75% of their normal level of business.
That just means prices will go up. Nothing is certain, of course, but those prices are low mostly because of high competition, not because people are unable to pay.
There will certainly be a bit of both, but it's not like you won't be able to find a restaurant after the pandemic.