Yeah, I've recently learned how awful disability insurance is from a friend. You have wait something like 2 years before you find out if your application was accepted or rejected and apparently it's always rejected the first time. You need a lawyer to go through the process, but they'll still always reject you the first time from what I've heard. I don't know how they expect people who can't afford their meds to hire a lawyer to go through the process. It's not only absurd, it's inhumane.