You're assuming they're talking about America, but you're probably not talking to Americans, because:
> if something were to happen to me or my fellow citizen, at least there wouldn't be millions of dollars in hospital bills to pay back and there would be aid for a home to avoid ending up on the streets
Not trying to be an asshole, but that's not a description of the American system.
It depends on your financial situation and what state you live in. Most of the places I’ve lived, such as Minnesota or Oregon, do have systems for emergency medical assistance. They also currently have great insurance for people who truly can’t afford it. People in middle income ranges are the worst off, though.
Personally, I was just hospitalized with a bout of diabetic ketoacidosis, probably just a day away from going into a coma. I haven’t even had to see a bill. It was 100% paid by the state and federal programs.
If I hadn’t set up insurance before going to the doctor, though, I’d have received ridiculously high bills, probably been provided less service, and it would be up to me to get it paid back. I had a situation before where I went to the ER while an insurance application was pending, and then after it was approved and I provided my info, the private hospital dilly dallied and sent it to collections anyway.
> if something were to happen to me or my fellow citizen, at least there wouldn't be millions of dollars in hospital bills to pay back and there would be aid for a home to avoid ending up on the streets
Not trying to be an asshole, but that's not a description of the American system.