Welcome to the reality of survivorship bias... At least we are talking REAL life decisions, the interesting part is that its probably the majority of people, still no liquidity after years of work. On a bright side, its going to be fine but next time we will all think twice regarding the trade-offs.

On the other hand, I've had a really fun couple of decades and I have more freedom than anyone I know who isn't just rich. Yes, if you've had your exit, you obviously can just coast through life. But where's the fun in that?