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Because having "leftover cash" that is not immediately redistributed to shareholders is seen as a Bad Thing (tm).

Because in the end, when shit hits the fan like with the 'rona, the government will be conveniently pressurable to bail you out. Personally, I rather have government bailouts than mass bankruptcies - but bailouts should come with "strings attached" like, let's say, a requirement to always keep one year of expenses at a reserve to avoid the need for future bailouts.



That’s only an issue for a public company.


Or equity held by the city your major offices are in..


> "leftover cash" that is not immediately redistributed to shareholders is seen as a Bad Thing (tm)

sort of a short sighted view if that's really the case - since the cash being in the company's books, or in an endowment, is still value owned by the owner. The small penalty of it being illiquid shouldnt be a problem.


I guess, from a shareholder perspective, why would I want my investment to invest in other things/companies? Then they might as well pay out the money, so I could invest it myself.


One reason is that it makes the enterprise more resilient, and that is valuable in many industries.

Look at how quickly oil and gas companies implode when there is a price shock.


True, and I personally think it's a good idea.

The stockholders though would probably say that they can just supply the capital themselves, if the business is in trouble.


And that is why government regulation is overdue to ensure a fair and level playing field without leaving the government on the hook in crisis scenarios.




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