Personally, I rarely use refs. I think they have more use when creating general-purpose libraries for Vue.

You can also just call "toRefs()" on a "reactive()" object though.

Refs are also useful if you want to destructure a reactive object without breaking the reactivity, scroll down just below this:

https://composition-api.vuejs.org/api.html#torefs

According to the vue discord where I asked a lot of composition API questions, pretty much people use ref exclusively. It's much more explicit in your `use*` composition files when you have to call .value. It's rare to me to export a very large object of keys, and I have yet to use it yet.