Visiting a doctor in US costs a fortune. Even with insurance a doctors visit costs me 200-500 out of pocket. That’s nuts. I’ll pass unless I really need to see the doctor.
I completely understand that doctors in the US was way to expensive to see for acute issues. However my understanding is that with any ACA-compatible plan, "basic preventative care" (ie, yearly physical/check-up) is no cost out-of-pocket.
"They are young and healthy and shouldn't need it" is not a valid excuse to not provide health insurance to those who work for you (in the US).