Sweden. I am saving but probably 60% of my "retirement savings" are mandatory payments (payroll taxes effectively) and if I save nothing at all, I'll still have a low-but-liveable pension. The last 40% of my pension or so is what I'm saving for, so basically it's the "extra". It's not nearly as much as you'd have to save in a country where you have to fund your whole retirement.
Also I don't think I'll want to retire very soon which helps the calculation. Saving durig a 50 year career to live 10-15 years is very different from saving for a 40 year career to be retired 20-25 years. I'm hoping to work to at least 70 or longer and that makes a huge difference too. I some times hear US devs talking about wanting to retire at 55 or 60 - which I'd want too if I didn't have summer off every year!
Also I don't think I'll want to retire very soon which helps the calculation. Saving durig a 50 year career to live 10-15 years is very different from saving for a 40 year career to be retired 20-25 years. I'm hoping to work to at least 70 or longer and that makes a huge difference too. I some times hear US devs talking about wanting to retire at 55 or 60 - which I'd want too if I didn't have summer off every year!