Great questions! 1. we are operational worldwide and our team team has launched insurance products across multiple countries. In the US, we are a licensed broker and work with partners in other countries. 2. yes, there might be additional information to be collected for underwriting purposes. But the good news is that our platform has pre-built integrations with the main datasources for KYC so this process happens behind the scenes for you and we do the heavy-duty work of maintaining these integrations on your behalf. 3. it depends on the insurance product, we can support both. a lot of our customers handle claims in house as they care about controlling the end to end experience when it comes to their users. 4. For sure, https://docs.tint.ai - feedback welcome!