Part of it is low demand, so you don't benefit from economies of scale. Also the customers buying this type of equipment are able to bear such costs. They aren't gonna haggle over $100k on a critical component to a $3B mission.
Oh we're talking real money. JPL will destroy 78 production grade parachutes to find all the ways they can break. There is tremendous energy poured into eliminating risk, because launch is so expensive. As it becomes cheaper, perhaps these measures won't be as necessary.
With Spacex being able to launch a car out beyond the orbit of Mars, is their current capability being considered for future JPL missions? Or is everything waiting on Starship?
Thankfully, SpaceX isn't waiting for anyone. They are in the front with a machete wacking down the limbs leaving a trail for others to follow. Of course SpaceX is standing on the shoulders of those missions that lead the way before, but let's be honest, after Gemini, Mercury, Apollo, Shuttle, everything else has been a bit stagnant. Not taking anything away from all of the probes and rover missions. Those are the only things that make NASA relevant. Finally, we have a space agency actively working on humans in space again.
And it's not like people at JPL are clenching their fists and screaming, "Damn you, Shotwell! Begone, Mueller! SEC eat you, Musk!". NASA is fully on-board with what SpaceX is doing - cutting straight into and reversing the dreaded Space Mission Costs Spiral. They may be cautious now, but eventually, they'll just start putting scientific probes on SpaceX rockets too (and those of competitors). SLS notwithstanding, NASA is happy to outsource launches and focus on bleeding edge missions.
And if SpaceX blazes the trail? Expect more scientific missions to follow, as cheaper and more frequent launches - the Spiral put into reverse - cuts mission costs across the board. NASA will be able to do more cool stuff with their budget. And so will everyone else.