The same way it works when a bankrupt company can't pay an invoice. You can sue a company if it doesn't hold its financial obligations, and get your money, and so can the customer, like in this case.
When a company goes bust, if you are owed money by that company, you put in claims to the estate, and the administrators handle those claims according to a well specified priority list. The customers being reimbursed is part of that process. However, I know that gift cards and store credit tend to be at the bottom of the list, so I wouldn't have high hopes for digital assets being reimbursed either.
When a company goes bust, if you are owed money by that company, you put in claims to the estate, and the administrators handle those claims according to a well specified priority list. The customers being reimbursed is part of that process. However, I know that gift cards and store credit tend to be at the bottom of the list, so I wouldn't have high hopes for digital assets being reimbursed either.