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The bank may be requiring the survey but you are paying for it. If not directly then at least in a very clear indirect way.


The last mortgage I took was with Bank of Ireland, they offered a full survey for £400 but I rang them and asked if they would do it for free if I took their mortgage on completion - they said yes, so I paid nothing for the survey. Other mortgages I had the survey was just included in the mortgage, no extra cost.




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