Yup, same, it's pretty common sense to only have about what you need for a month in your checking account. That's something the banks themselves promote as well, since it's in their best interest to limit damage as well, since they will put the money back if you've been defrauded.
This is all too complicated for all but a handful of people.
Crypto just doesn't work. It's far more harm than good. Every time a weakness is unveiled, we get hand waving from those most invested.
It's bad for the environment, bad for crime, bad for laymen, undemocratic (vote with money), no knobs to adjust monetary/fiscal policy, and it poses as an alternative to government institutions that serve society with things like roads and health care.
Why are we propping up the crypto whales to enable this trash fire?
Moreover I don't see how free a society would be if cryptocurrencies became widely accepted and early adopters began to pass cryptocurrency inheritances from one generation to another. The descendants of the early adopters would be a new type of landed gentry, with a mathematical moat. It doesn't seem like a reasonable way to organize society.
Other people have other problems they're trying to solve and you don't care about those problems, so you do not understand "why crypto." If you want to understand "why crypto," be concerned with other problems. You've already decided what is important, and that blinds you to understanding the motivations of others.
Not any more so than other forms of energy consumption. If anything, Bitcoin incentivizes the use of clean renewable energy. https://niccarter.info/topics/
> If anything, Bitcoin incentivizes the use of clean renewable energy.
By that measure anything that has a huge energy demand incentivises the use of clean energy. In a world where we're really trying to restrict energy use because we haven't yet got the green capacity we need, that's not a good argument.
