the NFC chip probably uses a tab bit more power, but it also uses battery after your phone dies to allow you to continue to pay for transit. "power reserve is available for up to five hours when your iPhone needs to be charged".
Your phone isn't actually "dead" when it shows out of battery though, since the display can still power on for another hour+. There's a reserve before you hit the true 0%.
I mean, true 0 would mean the battery couldn't ever charge again. My iPhones have consistently always turned off when the indicator is on 1%, which of course is probably 5% of the actual battery.
Due to how battery designed. A actually fully discharged battery can't be charged normally.(the power control chip on the battery need a bit power to function normally) Typically this can't happen because your phone will shutdown before that.
But if you used up the battery and not charge for a long time (1 months or so). This can happen because batteries discharge themselves slightly even not being used.
It turns out my memory is incorrect. The lithium-ion batteries damage itself when the under certain voltage due to how it works. The control chip is there to stop the battery from having too low voltage. However they can't help with self discharging caused low voltage.
https://support.apple.com/en-us/HT209495#:~:text=power%20res....