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I did this a couple of months ago (in the UK) - bought a car and did the bank transfer on my phone, sat in the guy's front room.

However, I did need to borrow his card reader/code generator thing - put my card in, enter the PIN and the amount and then type in the code it generated into my phone to authorise the transfer. Presumably because of the large amount going to a new payee.



What bank was this with? Barclays for instance, while still having card readers, has a digital version built in to the app now.


NatWest.

They have some biometric auth thing in the app now but I've not set it up or even looked at it yet.




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