Sounds like you think you know far more about other people than you do.

>> "Walkable neighborhoods exist as well."

Even all the highly-paid (but still not enough) people I know are struggling to compete for houses in them. I don't have a chance.

Excuses are like assholes, everyone's got one. No need for a house. I don't have one, but I do have walkability and sufficient solitude, aka freedom from the boob-tube and associated neuroses. They were choices I made, prioritized over material things.

Good for you. Either share how you did it and stop gloating and judging, or go away.

You're the visitor here, cowboy. Got a job, lived beneath my means. Biggest mistake was to not finish a degree first.