I am not entirely sure your premises are correct, but it certainly boils down to personal opinions so no point in debating.
Just for fun, I went back to my 1040 tax statements for the first three years of my career, about a decade ago: $35k, $65k, $89k.
The fact that you are starting with $200k is fabulous and not to be taken for granted imho. If you are able to put the majority of your after tax savings in the market, compounding over a decade might surprise you even if we are at an all time high.
$200k is a lot, but it doesn't really go far in the bay area if you don't want to cohabitate.
That being said, people have done more with less under similar circumstances, and thinking $200k is not enough is harmful. I used to make $130k, then I made $90k, and now I make $300k and I don't feel any different, even though I once thought it would make me happier. I don't regret focusing on my career, but I now spend time doing things that make me happy instead of working all the time.
As the saying goes, "you can afford anything, not everything." it's important to determine what brings you most joy. For me, it's being able to buy meal kits so I don't have to worry about cooking (save time).
Of course, saving / investing money is important too.
Just for fun, I went back to my 1040 tax statements for the first three years of my career, about a decade ago: $35k, $65k, $89k.
The fact that you are starting with $200k is fabulous and not to be taken for granted imho. If you are able to put the majority of your after tax savings in the market, compounding over a decade might surprise you even if we are at an all time high.