I early-retired last year in the U.S. and with a family of five we pay over $2,500 a month for health care premiums and that still doesn't cover our daughter's OT ($700 / month), my compound Rx at $450 a dose, or my wife's therapist. It's kind of a strange because we need to pull out extra income to pay for the health care which in turn raises our retirement income which in turn raises the health care costs by reducing subsidies.
It sometimes seems like our medical and end-of-life care systems are designed to soak up all the savings of everyone but the very rich, to keep it from being inherited. What good is our higher level of income (than many other rich countries) if it's all just gonna end up going to hospitals, insurance (including supplemental coverage for Medicare), and hospice care?
