That’s not the typical credit card user behavior. It’s a well known risk of chur... | Hacker News

Hacker Newsnew | past | comments | ask | show | jobs | submit

		ww520 on March 29, 2022 \| parent \| context \| favorite \| on: Shadow credit score could decide whether you get a... That’s not the typical credit card user behavior. It’s a well known risk of churning. You trade the rewards of credit card signup bonus with the lowering of credit score. It tends to rebound quickly though.

ClumsyPilot on March 30, 2022 [–]

'That’s not the typical credit card user behavior. It’s a well known risk of churning'

Neither of those statements justifies the system as morallly right or even logical

Consider applying for YC's Winter 2026 batch! Applications are open till Nov 10
Guidelines | FAQ | Lists | API | Security | Legal | Apply to YC | Contact