I'd never heard of privacy.com, but it looks fantastic. And the $10/mo Pro plan is effectively free if you push $12k worth of eligible transactions through them per year (they are a little weak on defining "eligible", though).
I'd be a little concerned about them knowing about pretty much all of my purchases, though, and how they handle that data, and what they do with it, so more research required...
Hmm, also it sounds like they charge fees when your funding source is a "real" credit card, and not a bank account. That isn't really useful for me, as I rely on credit card rewards for a bunch of stuff, and I imagine the fees they'd charge would wipe out those benefits. But this could certainly be useful for buying something from a one-off merchant where I'm not sure if I can trust them, and in that case the free plan should be enough.
Yeah, I only use the free plan and I go though a bastion bank account for that, so my exposure is limited. I do miss out on rewards, but in general, I feel the trade off is worth it, especially with one off purchases.
I'd be a little concerned about them knowing about pretty much all of my purchases, though, and how they handle that data, and what they do with it, so more research required...
Hmm, also it sounds like they charge fees when your funding source is a "real" credit card, and not a bank account. That isn't really useful for me, as I rely on credit card rewards for a bunch of stuff, and I imagine the fees they'd charge would wipe out those benefits. But this could certainly be useful for buying something from a one-off merchant where I'm not sure if I can trust them, and in that case the free plan should be enough.