> That was all based on federal law, not visa dispute rules
In my experience, insurance adjusters are completely oblivious to the distinction here—that there are your company's rules, and then there's the rule of law, i.e. something bigger than you or your boss or your boss's boss, etc.
Insurance carriers especially benefit greatly from the misconceptions held by those in their workforce (and who end up seeding public perception with the same errors), even when they're pretty easily shown to contradict the law. It's almost certainly intentional.
In my experience, insurance adjusters are completely oblivious to the distinction here—that there are your company's rules, and then there's the rule of law, i.e. something bigger than you or your boss or your boss's boss, etc.
Insurance carriers especially benefit greatly from the misconceptions held by those in their workforce (and who end up seeding public perception with the same errors), even when they're pretty easily shown to contradict the law. It's almost certainly intentional.