"Fee-Only financial advisors may be paid hourly, as a retainer, as a percentage of assets (AUM), or as a flat fee, depending upon the planner you choose."
What you are describing is advice-only not fee-only. That's what I want, an advice-only advisor. Good luck finding one. I can't.
I'm probably better off just taking the Series 65 myself for now to see what parts I don't know.
Here's what NAPFA says, https://www.napfa.org/financial-planning/what-is-fee-only-ad...:
"Fee-Only financial advisors may be paid hourly, as a retainer, as a percentage of assets (AUM), or as a flat fee, depending upon the planner you choose."
What you are describing is advice-only not fee-only. That's what I want, an advice-only advisor. Good luck finding one. I can't.
I'm probably better off just taking the Series 65 myself for now to see what parts I don't know.