You don't have to wait for bottom. Any time rates come down by say 30%, you refi... | Hacker News

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		sytelus on Sept 28, 2022 \| parent \| context \| favorite \| on: U.S. mortgage interest rates jump to 6.52%, highes... You don't have to wait for bottom. Any time rates come down by say 30%, you refinance. You keep doing it so eventually you settle into 2-3% regim.

endisneigh on Sept 28, 2022 [–]

Refinancing isn’t free, and prices could go down after you buy as rates go up.

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