there is more than one way to honeymoon; they aren't all trips to the Maldives.
Most important part is quality, low-stress time with your beloved.
I have friends who recently lost most of their physical possessions (including house) to a volcano, and they don't have high income or good insurance. They are rebuilding from a low place.
The wife is an absolute gem. Keeps talking about the flow and accepting the moment. She radiates optimism and joy.