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Exactly this, I'm in Canada and can transfer money to anyone in Canada (and maybe worldwide, never tried it though) for free, instantly. That's how most people pay rent up here.

Most of the problems people perceive with the banking system are completely societal, 0% technical. If your bank doesn't let you send money instantly to your friend for free, that isn't because your bank needs a blockchain.



> Most of the problems people perceive with the banking system are completely societal, 0% technical. If your bank doesn't let you send money instantly to your friend for free, that isn't because your bank needs a blockchain.

that's excellent, thank you for putting it better than I did.




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