Surely we can think of other reasons they might want to avoid TradFi?
Maybe the payment is related to, say, Cannabis, so companies like Wise would refuse to facilitate it [1], legal or not.
Or perhaps they've heard the stories of PayPal seizing funds with no explanation or recourse (e.g. [2]), and don't want to roll the dice on that.
Maybe they want to exchange currency at the actual market rate, rather than PayPal's 3-4% spread.
Or they might not want to wait forever for a two-sided ACH transfer (usually the cheapest option with e.g. Wise), or pay wire fees and still have to wait until Monday morning before a US bank will consider processing the transfer.
