Now do a transfer between an EU bank and one in Canada.

Or send money to a wallet in China.

I assure you I understand the rails going on in international money transfers, and the amount of different systems, protocols and hops to make it happen is staggering.

It can take sophisticated modern treasury operations years to get up and running in new jurisdictions independent of the regulatory challenges.

If we could isolate it to the compliance and risk management portions of the challenge it would increase innovation dramatically.