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> How is it destabilizing?

Potentially destabilising is what I said. In a similar fashion to how 20% of my diet consisting of Taco Bell would carry a greater destabilising potential than a the same share of FDA recommended diet conforming home-cooked meals would.

> If 20% of depositor funds are SHIB then 20% of reserves should be SHIB.

You're the one bringing this up, not me. Not refuting it though.




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