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Being dumb never got anyone off of a crime. I'm pretty sure he will face serious consequences regardless. The "bumbling kid" narrative won't help him there.

But it's relevant in discussions when I've seen him called worse than Madoff who engaged in a very overt crime. Again we don't know exactly how much SBF tried to directly profit off the business yet and how much it was a concerted plot to scam people. ...And since the internet requires you to be extremely obvious, that is not saying he's not a bad guy or absolved of responsibility or whatever.



> Again we don't know exactly how much SBF tried to directly profit off the business

The article has some large numbers. "Bankman-Fried received an incredible $1 billion in personal loans, as well as a $2.3 billion loan to an entity called Paper Bird in which he had 75% control."




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