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I spent far too long in a job where I was supposedly earning around the average salary for my city. But I had almost zero disposable income because the cost of rent was so high. People just one paygrade higher than me were able to afford vacations all over the place, because a tiny bit of extra pay each payday meant more disposable income.

If( (salary - requirements) == 0 ){ You are screwed. }

If( (salary - requirements) > 0 ){ It snowballs. }

Luckily I quit, and now earn more than the directors where I worked before. :)



That reminds me of the quote from David Copperfield: “Annual income twenty pounds, annual expenditure nineteen nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery.”

Translation for those unfamiliar with obsolete English currency: 19 pounds 19 shillings 6 pence is 6 pence short of 20 pounds. 20 pounds 0 shillings 6 pence is 6 pence over 20 pounds. The point is that the very small amount of 6 pence over or under your income makes all the difference.




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