Neither of those things you mentioned (poor/strange encoding, silly filenames) are a problem beyond minor inconvenience. Any standard release will be x264 or x265 with AAC or DTS, and a simple program like Filebot will lookup all the files on imdb and rename them for you automatically. It is great to support the industry that makes things you like, but ripping blu-rays is orders of magnitudes more work (I do it though, since I like the commentary tracks, I just wanted to correct your misconceptions).
It depends on your perspective. If your intention is to enjoy the film with the best possible quality, then it goes from being an inconvenience to being a real problem. If you don't care, then yes it is just an inconvenience. I'm not saying it is a dealbreaker for everyone, but it is a dealbreaker for me.
