I can relate. I'm not black, but I was born in a third world country and can relate with that problem.

It's like, the author either already was born wealthy, or had a royal flush in his hands regarding his education, culture and family to make him successful.

If he's so smart about it, first write something that would make ordinary people wealthy. And by ordinary I don't mean a financial trader, but somebody making your coffee at Starbucks or delivering your amazon packages.

I've read quite a few of those "million books" about getting wealthy and none of them worked so far, hehe!