How does the $500 compare to your assets at risk in these schemes? I.e. are you picking up pennies in front of a steamroller?

It's quite possible for 100% loss, has happened to me before. But I'm in a lot of different projects and I don't keep all my assets in one place. I've had farms yield 1000% before so it's a crazy game.

I'm very deep in this space and been doing it a long time, it's not something you are going to just pick up overnight. It's like running a business.

And it's risk-free!!

This is the land of software engineers, risk takers, and gray areas. Never put in what you can't lose, and diversify. You aren't getting these insane APYs risk-free - this is kooki stuff. But if you want to dabble, it's quite interesting.